Our Fees & Process

— An investment in yourself & your future —

“The cost of inaction is far greater than the cost of making a mistake.”

— Meister Eckhart

Pricing

  • One-Time Project "Wealth Check Up"

    Best for DIY’ers who want a one-time financial plan without ongoing guidance. Pricing is based on complexity.

    $2,500 - $10,000 one-time fee

    A 5 Meeting process covering:

    • Goals Planning & Prioritizing

    • Exploring Your Money Mindset

    • Budgeting & Cash Flow

    • Investment Review

    • Debt Payoff Plan

    • Retirement Planning

    • College Planning

    • Tax Planning

    • Rent or Buy Decisions

    • Credit Card Rewards (Travel Hacking)

    • Mini-Retirements & Sabbaticals

    • Early Retirement (FIRE)

    • Passive Income/Rental Properties

    • Equity Compensation

    • Employee Benefits Optimization

    • Insurance Planning

    • Estate Planning

    30 days of virtual support included following plan delivery

    50% due upfront, 50% at plan delivery

  • Ongoing Service "Wealth Builder"

    Ongoing Financial Planning without Investment Management.

    Single starts at $3,250/year*

    Married starts at $4,000/year*

    *Pricing can increase based on complexity

    Includes everything in the Initial Plan Service plus….

    • 3 Review meetings per year

    • Additional “as needed” meetings available

    • Unlimited email support

    • Behavior Change & Habit Building

    • Coaching & Accountability

    • Support & Assistance in implementing the financial plan recommendations.

    • Ongoing Education

    • An Ongoing Personal Relationship

    Remember: Financial Planning is a Process, NOT an event. With the Ongoing service we build a longer term relationship & implement your plan together in manageable bite sized pieces over time.

  • Ongoing Service "Wealth Management"

    Ongoing Financial Planning AND Investment Management combined.

    “Wealth Builder” Fee plus 0.50% for Investment Management

    • Includes everything listed in “Wealth Builder” plus…

    • Investment Management: We implement the recommended investment strategy for you and manage your accounts on an ongoing basis freeing you up to do more of the things you do best.

    • Personalized 1:1 service from us, no phone trees, no chat bots.

    • Selecting securities, minimizing fees, placing trades, reviewing for tax efficiency, periodic rebalancing, tax loss harvesting, and most importantly… implementing the strategy overtime with discipline, conviction, & consistency.

    • Financial Planning and Investment management all under one roof.

What does working with us look like? See below.

We create your financial plan over 5 meetings, then meet 3x/year going forward, helping you take consistent action over time.

Phase 1: Create Your Financial Plan

  1. We explore you. Through powerful questions and exercises we identify your values, needs, wants, and wishes (i.e. goals). Together, we create a life vision that will inspire you into action. We assess your experience/knowledge with money so we can communicate in a way you understand. Our goal is to meet you where you’re at.

  2. We explore your finances. We help you first get financially organized, then sift through the financial data you provide us with a fine toothed comb. Our goal is to help you avoid costly financial mistakes while ensuring you’re taking advantage of every appropriate financial opportunity you can to move you closer to your ideal life.

  3. Your Holistic Financial Plan. After multiple assessments of your situation, personally and financially, we tie it all together to craft your very own holistic financial plan. Your plan will include sleek reports, customized recommendations, and step by step action items to help you start implementing your plan right away. To empower you in this time, we offer 30 days of additional virtual support after plan delivery to provide guidance as you start to implement the plan’s action items.

Phase 2: Ongoing Implementation (what matters)

Knowledge ≠ Power …. Knowledge + Action = Power

Truth is, many people who pay for a one-time financial plan fail to act on it. Why? Human behavior. Personal finance is 80% human behavior and 20% head knowledge. Most will implement a few things, then life happens and focus gets lost shortly after. Others may get overwhelmed by the long list of recommendations and never start.

Working together “ongoing” makes financial planning & investment management a consistent process, not a one-time event. Your finances work just like your gym routine, taking consistent action over time gets you to where you want to be. We provide the ongoing guidance, coaching, and accountability to get you there. Plus, when life changes (and it will) we’ll advise and update your plan as needed, we’ve got your back for the long haul.

Simply put, with “Ongoing” you get more done, enjoy the process more, and you’re less overwhelmed. We review your financial situation with a fine toothed comb, leaving each meeting with a bite sized list of action items so you’re not drinking from a fire hose. Consistent calculated action over time is the goal.

Remember: Financial Planning is a process, not an event.

 

8 Benefits of Becoming an Ongoing Client (click for more information)

A plan without action is a waste of your time and ours. A long term ongoing relationship allows us to:

  1. Meet 3x/year to review and adjust your plan for life changes, answer questions, explore new plan scenarios (what if I do X, how will Y be affected?), help implementing action items you’re stuck on, etc. Leave each meeting with specific tasks & due dates.
  1. Explore you on a deeper level. It’s vital for you to feel seen & heard in this process. Ongoing lets us explore your quirks, preferences, money mindset, and priorities on a deeper level, even as they change over time, for a more custom planning experience.
  1. Implement the plan in bite sized pieces over time to avoid “info overload” so you can take action as your life allows and we’re there to support you along the way. We help keep focus so nothing is forgotten. This is a balancing act not possible without step #2.
  1. Provide accountability and guidance from meeting to meeting to make sure we’re truly moving you forward. We check in from time to time to offer assistance if we see tasks are sitting idle.
  1. Adjust for inevitable life changes along the way to keep you on track.
  1. Plan proactively, not reactively (tax planning, insurance, employee benefits, etc) so you’re prepared for things before they come.
  1. A Financial Portal that pulls your financial life into one place. You can use this online tool to link your accounts, see your net worth in real time, track your spending, see tasks we’ve assigned you, a secure vault to share documents, and more, all in one place.
  1. Access to Investment Management Services. We learn your financial planning needs first, which provides us special inisght on how to prudently invest your money going forward.

 Let’s Talk!

Stop worrying about your money, start investing in your future. Let's talk about how we can help address your financial concerns & guide you to a life of financial freedom. Schedule a free intro meeting or send us a message.